THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY: Ombudsman complaint record
17 published Financial Ombudsman decisions. 21% of them went the complainant's way.
At a glance
| Decisions published | 17 |
|---|---|
| Upheld | 3 |
| Partially upheld | 1 |
| Not upheld | 13 |
| Uphold rate | 21% |
| Last 30 days | 4 |
| Last 12 months | 17 |
| First decision | 2026-03-26T00:00:00+00:00 |
| Most recent | 2026-06-15T00:00:00+00:00 |
Most common claim types
| # | Name | Complaints | Upheld | Partially upheld | Not upheld | Uphold rate |
|---|---|---|---|---|---|---|
| 1 | Irresponsible lending | 2 | 2 | 0 | 0 | 100% |
| 2 | Account closure without notice | 1 | 0 | 0 | 1 | 0% |
| 3 | Credit file / adverse marker disputes | 1 | 0 | 0 | 1 | 0% |
| 4 | Debt collection practices | 1 | 0 | 0 | 1 | 0% |
| 5 | Service failures generally | 1 | 0 | 0 | 1 | 0% |
Products complained about
| # | Name | Complaints | Upheld | Partially upheld | Not upheld | Uphold rate |
|---|---|---|---|---|---|---|
| 1 | Current account | 3 | 0 | 0 | 3 | 0% |
| 2 | Credit card | 2 | 1 | 0 | 1 | 50% |
| 3 | Other regulated product | 2 | 0 | 0 | 2 | 0% |
| 4 | Personal loan | 2 | 1 | 0 | 1 | 50% |
Recent decisions
| Reference | Date | Firm | Product | Outcome |
|---|---|---|---|---|
| DRN-6344530 | 2026-06-15T00:00:00+00:00 | THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY | business current account | Not upheld |
| DRN-6390951 | 2026-06-12T00:00:00+00:00 | THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY | current account | Not upheld |
| DRN-6157239 | 2026-06-04T00:00:00+00:00 | THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY | credit card | Not upheld |
| DRN-6348364 | 2026-05-28T00:00:00+00:00 | THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY | current account | Not upheld |
| DRN-6335698 | 2026-05-08T00:00:00+00:00 | THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY | current account | Not upheld |
| DRN-6307981 | 2026-05-05T00:00:00+00:00 | THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY | packaged account | Upheld |
| DRN-6278524 | 2026-04-29T00:00:00+00:00 | The Royal Bank of Scotland Public Limited Company | personal loan | Not upheld |
| DRN-6267743 | 2026-04-27T00:00:00+00:00 | THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY | current account | Not upheld |