Rooftop Mortgages Limited: Ombudsman complaint record
56 published Financial Ombudsman decisions. 14% of them went the complainant's way.
At a glance
| Decisions published | 56 |
|---|---|
| Upheld | 5 |
| Partially upheld | 6 |
| Not upheld | 45 |
| Uphold rate | 14% |
| Last 30 days | 1 |
| Last 12 months | 7 |
| First decision | 2013-05-15T00:00:00+00:00 |
| Most recent | 2026-06-22T00:00:00+00:00 |
Most common claim types
| # | Name | Complaints | Upheld | Partially upheld | Not upheld | Uphold rate |
|---|---|---|---|---|---|---|
| 1 | Mortgage administration / arrears handling | 32 | 5 | 3 | 24 | 20% |
| 2 | Account administration errors | 9 | 0 | 2 | 7 | 11% |
| 3 | Credit file / adverse marker disputes | 4 | 0 | 1 | 3 | 12% |
| 4 | Other regulated complaint | 4 | 0 | 0 | 4 | 0% |
| 5 | Irresponsible lending | 2 | 0 | 0 | 2 | 0% |
| 6 | Fraud reimbursement (APP scams) | 2 | 0 | 0 | 2 | 0% |
| 7 | Mortgage advice complaints | 1 | 0 | 0 | 1 | 0% |
| 8 | Debt collection practices | 1 | 0 | 0 | 1 | 0% |
| 9 | Service failures generally | 1 | 0 | 0 | 1 | 0% |
Products complained about
| # | Name | Complaints | Upheld | Partially upheld | Not upheld | Uphold rate |
|---|---|---|---|---|---|---|
| 1 | Mortgage | 56 | 5 | 6 | 45 | 14% |
Recent decisions
| Reference | Date | Firm | Product | Outcome |
|---|---|---|---|---|
| DRN-6437912 | 2026-06-22T00:00:00+00:00 | Rooftop Mortgages Limited | mortgage | Upheld |
| DRN-5871285 | 2026-03-10T00:00:00+00:00 | Rooftop Mortgages Limited | mortgage | Not upheld |
| DRN-6064258 | 2026-01-26T00:00:00+00:00 | Rooftop Mortgages Limited | mortgage | Not upheld |
| DRN-5950463 | 2025-11-27T00:00:00+00:00 | Rooftop Mortgages Limited | mortgage | Not upheld |
| DRN-5818655 | 2025-11-27T00:00:00+00:00 | Rooftop Mortgages Limited | mortgage | Not upheld |
| DRN-5586287 | 2025-10-14T00:00:00+00:00 | Rooftop Mortgages Limited | mortgage | Not upheld |
| DRN-5590016 | 2025-09-04T00:00:00+00:00 | Rooftop Mortgages Limited | mortgage | Not upheld |
| DRN-5223166 | 2025-01-31T00:00:00+00:00 | Rooftop Mortgages Limited | mortgage | Not upheld |