Billing Finance Limited: Ombudsman complaint record
33 published Financial Ombudsman decisions. 20% of them went the complainant's way.
At a glance
| Decisions published | 33 |
|---|---|
| Upheld | 6 |
| Partially upheld | 1 |
| Not upheld | 26 |
| Uphold rate | 20% |
| Last 30 days | 3 |
| Last 12 months | 15 |
| First decision | 2023-11-03T00:00:00+00:00 |
| Most recent | 2026-05-27T00:00:00+00:00 |
Most common claim types
| # | Name | Complaints | Upheld | Partially upheld | Not upheld | Uphold rate |
|---|---|---|---|---|---|---|
| 1 | Goods and services under S75 | 13 | 3 | 1 | 9 | 27% |
| 2 | Irresponsible lending | 11 | 2 | 0 | 9 | 18% |
| 3 | Credit file / adverse marker disputes | 1 | 0 | 0 | 1 | 0% |
| 4 | Mortgage administration / arrears handling | 1 | 0 | 0 | 1 | 0% |
| 5 | Other regulated complaint | 1 | 0 | 0 | 1 | 0% |
| 6 | PCP / HP mis-selling | 1 | 0 | 0 | 1 | 0% |
Products complained about
| # | Name | Complaints | Upheld | Partially upheld | Not upheld | Uphold rate |
|---|---|---|---|---|---|---|
| 1 | Motor finance (PCP / HP) | 32 | 5 | 1 | 26 | 17% |
Recent decisions
| Reference | Date | Firm | Product | Outcome |
|---|---|---|---|---|
| DRN-6379291 | 2026-05-27T00:00:00+00:00 | Billing Finance Limited | hire-purchase agreement | Not upheld |
| DRN-6369918 | 2026-05-26T00:00:00+00:00 | Billing Finance Limited | hire-purchase agreement | Not upheld |
| DRN-6248076 | 2026-05-21T00:00:00+00:00 | Billing Finance Limited | hire purchase agreement | Not upheld |
| DRN-6244683 | 2026-04-17T00:00:00+00:00 | Billing Finance Limited | car finance (regulated credit agreement) | Not upheld |
| DRN-6187710 | 2026-03-30T00:00:00+00:00 | Billing Finance Limited | hire purchase agreement | Not upheld |
| DRN-6111825 | 2026-03-20T00:00:00+00:00 | Billing Finance Limited | hire purchase agreement (car finance) | Not upheld |
| DRN-6147645 | 2026-03-17T00:00:00+00:00 | Billing Finance Limited | hire purchase agreement | Upheld |
| DRN-6024139 | 2026-02-02T00:00:00+00:00 | Billing Finance Limited | hire purchase agreement | Not upheld |