ACI-UK LIMITED: Ombudsman complaint record
26 published Financial Ombudsman decisions. 14% of them went the complainant's way.
At a glance
| Decisions published | 26 |
|---|---|
| Upheld | 3 |
| Partially upheld | 1 |
| Not upheld | 22 |
| Uphold rate | 14% |
| Last 30 days | 1 |
| Last 12 months | 17 |
| First decision | 2022-07-27T00:00:00+00:00 |
| Most recent | 2026-05-28T00:00:00+00:00 |
Most common claim types
| # | Name | Complaints | Upheld | Partially upheld | Not upheld | Uphold rate |
|---|---|---|---|---|---|---|
| 1 | Debt collection practices | 19 | 2 | 0 | 17 | 10% |
| 2 | Credit file / adverse marker disputes | 4 | 1 | 1 | 2 | 38% |
| 3 | Account administration errors | 1 | 0 | 0 | 1 | 0% |
| 4 | Irresponsible lending | 1 | 0 | 0 | 1 | 0% |
Products complained about
| # | Name | Complaints | Upheld | Partially upheld | Not upheld | Uphold rate |
|---|---|---|---|---|---|---|
| 1 | Other regulated product | 16 | 2 | 1 | 13 | 16% |
| 2 | Personal loan | 6 | 0 | 0 | 6 | 0% |
| 3 | Buy-now-pay-later | 1 | 1 | 0 | 0 | 100% |
| 4 | Credit card | 1 | 0 | 0 | 1 | 0% |
| 5 | Payday / short-term credit | 1 | 0 | 0 | 1 | 0% |
Recent decisions
| Reference | Date | Firm | Product | Outcome |
|---|---|---|---|---|
| DRN-6254321 | 2026-05-28T00:00:00+00:00 | ACI-UK LIMITED | debt collection / debt purchase | Not upheld |
| DRN-5955001 | 2026-03-31T00:00:00+00:00 | ACI-UK LIMITED | debt collection / debt servicing | Not upheld |
| DRN-6034117 | 2026-03-09T00:00:00+00:00 | ACI-UK LIMITED | debt collection | Not upheld |
| DRN-5633111 | 2026-03-04T00:00:00+00:00 | ACI-UK LIMITED | debt collection / debt purchase | Not upheld |
| DRN-6121307 | 2026-02-24T00:00:00+00:00 | ACI-UK LIMITED | loan | Not upheld |
| DRN-5879798 | 2025-12-09T00:00:00+00:00 | ACI-UK LIMITED | debt collection / debt servicing | Not upheld |
| DRN-5760492 | 2025-11-03T00:00:00+00:00 | ACI-UK LIMITED | debt collection / debt purchasing | Upheld |
| DRN-5862327 | 2025-10-17T00:00:00+00:00 | ACI-UK LIMITED | debt collection / debt servicing | Not upheld |